Credit Card Accounts and Balances – Full List Feb. 2005
1. Wells Fargo – 5474 6442 4608 9164 – Creditline of $ 25,000.00 at a rate of 13.50% !!! Balance owed is $ 7,725.00 – Monthly Finance Charge of $ 80.30 They Nailed me for an annual fee of $ 150.00 !!!!!! What total fucking assholes !! They increased the rate again !!! .25 %
2. Filenes – 328-493-580 – Rate of 21.60 % !!! Balance owed - $ 525.96 Monthly Finance Charge of $ 10.19
3. Advanta – 5584 1800 0114 4107 – Rate of 0 % for how long? Balance of $ 2,275.00 - Credit Limit of $ 15,000.00 - $ 7,500.00 Cash Available – purchases 9.99 % - cash advance – 19.99%
4. Bank One – 4266 8120 7050 0466 – Rate of 11.99 % - Monthly Finance Charge of $ 165.91 FC – Balance owed $ 17,711.62 – Credit Line of $ 18,500.00 @11.99 % and 3.99 % Fixed
5. Capital One – 4305 7216 1730 4089 – Balance of $ 4,412.79 for Check Used to Pay the Fucking Bills in June 04 - 1 - – CreditLine of $ 7,000.00 at a Rate of 9.90 % Used Ck. # on 6/104 - $ 5,000.00 - Finance Charge of $ 36.80
6. Discovercard – Lori – 6011 0011 0652 7882 – Credit Limit $ 10,000.00 Cash Limit $ 5,100.00 – Balance owed - $ 4,667.44 - Percentage Rates of 15.24 % FC of $ 60.82 ??? !!!!!!!! Outrageous !!! Why did the FC go up about $ 40.00 ???!!!!!
7. GE – 5466 4720 1824 4936 – Bal. of $ 26,134.90– NEW – because of $ 5,000.00 check to Gibolland – Transaction fee of $ 50.00 and FC of $ 140.34 – at a Rate of 15.74 % - Creditline of $ 29,300.00 – Available CASH Line of $ 5,860.00 - $ 4,720.40 @ 16.74% FC of $ 61.52 Went up Why? - $ 8,279.93 @ 3.99 % FC of $ 80.07 Because last balance was $ 4,542.71 Now its $ 21,584.36 @ 3.99 % - $ 73.21 because I wrote a check for 24,000.00 But why is the only amount shown as $ 8,279.93? Also had a $ 50.00 transaction fee for using that check …Used Ck..# 2855 on Feb. 14th 2005 to help pay supply bills - $ 2,500.00 – Pay this ASAP or other cards the $ 10,000.00 used today !!!! to get back to the $ 100,000.00 Max. I didn,t want to exceed !!!!!!
8. Fleet – 4305 5003 0150 1725 – Balance of $ 13,981.21 – 0 % Rate – New Rate as of Nov. Bill is 10.92 % Check to see if that’s correct !!! FC of $127.75 Total CreditLine of $ 18,700.00 – CashLine of $ 2,604.00 Available – Why is the FC greater this month when the balance is lower????!!!!
9. MBNA – New Business Card will be coming – I called for my credit and Applied for the card – Ref. # 7207096684 – 2.99 % for 5 months then 9.99% ?
10. Home Depot – 6035 3220 1663 2584 – CreditLine of $ 5,000.00 – 21% Rate – $ 2,636.86 – FC of $ 42.79
11. Radio Shack – 5329 0633 7245 2608 – Creditline of $ 2,000.00 – Total Bal. of $ 1,578.31 Rate of 9.90 % - $ 13.75
12. MBNA America – Bal. of $ 0 - # 5490 9948 8903 6984 – Purchases at 24.98 % Get rid of this Card!!!!!!!!!!!! – Creditline of $ 23,000.00 – Used Ck. # 161 on Feb. 14th,2005 to help pay supply bills - $ 7,500.00 !!!! 2.99 % up till June 2005 Pay this ASAP !!!!
13. New Card – Replacement – GE Bank One Visa - # 4366 1200 0767 8739 - since 1997 Expires 07/05
14. Sears – 5121-0718-6159-0044 – Creditline of $ 12,700.00 – Balance Owed is now $ 8,758.20 – Promotional Rate of 5.99% - Monthy Charge of $ 30.06 – plus an additional $ 5,000.00 used to pay bills on 7/26/04 Ck. # 84636
15. Rotmans. – Apprx. - $ 500.00
16. Old Navy # 6018 5961 0100 6009 – Bal. of Credit of $ 16.99 !!!! Wow..amazing a credit !!!
![]()
) Creditline of $ 900.00 Rate of 16.55 % !!! -
17. Best Buy – # 7021-2703-0872-4342 – Bal. of $ 574.99 – 0% for 18 Months – Credit Limit of $ 2,500.00
18. AT & T Universal Card - # 5491 1303 3528 5987 – Bal. of $ 0.00 – Credit Line of $ 7,500.00 – Cash Advance - $ 1,800.00 – No Annual Fee – Lori Girouard - 9.90 %
19. Fashion Bug - # 600466-920-441-8664 – Rate of 22.90% !!! Bal. of $ 0.00 Credit Limit of $ 1,200.00
20. Truck Payoff – $ 21,600.00 0% int.
21. Car Payoff - $ 13,200.00 –
22. AT & T Universal – 5491 1303 2299 7214 – Creditline of $ 7,300.00 – Bal. of $ 3,814.72 – Used a Check in Nov. for that amount to go to higher interest credit cards – Have NOT been able to do that yet !!! Had to use this money to cover the fucking bills AGAIN !!!!!!! % Rate of ? for how long ? (New Account). 11/04 14.24 % and 4.99 % for a FC of $ 23.73 - Citibank
23. Capital One – Girouard Plumbing and Heating – Stephen J Girouard – Acct. # 4802-1324-0453-8244 – Credit Line of $ 7,000.00 – Credit for Cash - $ 3,500.00 % Rate of ??? – Balance of $ 0
24. RadioShack – 6035 3652 2213 3996 - $ 1,500.00 CreditLine - $ 200.00 Cash Limit – 23.85 % Rate !!!! There are Fnnn Crazy – Used to buy Rachels new cell phone $ 170.09 Paid in Full –
25. GE Select – New Account –# 4366 1200 0767 8739 Used check to go towards another credit card with a higher rate – DID NOT Apply this money towards another account yet because it was used to pay some fucking bills !!!! $ 3,000.00 credit limit – Bal. owed $ 2,570.03 at a rate of 4.99 % Fixed FC of $ 10.91
Total owed in Credit Card Debt after using 2 checks for $ 10,000.00 on Feb. 14th 2005 - $ 108,269.60 - This does not include the car or truck – does it include this $ 24,000.00 from GE Select listed below ?
9/27/04 - Used Check # 9502 – in the amount of $ 24,000.00 from GE Select CreditCard to Payoff a large part of the Wells Fargo Credit Card at a lower rate of 3.99 Fixed – At this time only $ 16,000.00 is going to be applied to Wells Fargo and the Remaining $ 8,000.00 is needed to cover the Fucking Bills !!!! Hopefully I will be able to put some of that back soon !!!!!!!!
Total Credit Card Debt is $ 94,363.22 !!!!!!!!! I hope to replace that $ 8,000.00 above and that would bring the total to $ 86,363.22 !!!!!
I am getting nailed at least $ 575.73 in monthly Finance Charges !!!!!! Im so so so SO FUCKED !!!!!!!!!!!!!!!
Additional Debt –
1. Car Payment – Bal. of $12,000.00
2. New 2005 Ford Truck – Bal. of $ 32,000.00 ?