Hoeveel centen heb je over voor je studie om een carriere te starten?

quote:

http://finance.yahoo.com/(...)-worth-debt-cnnmoney

Facing college costs that are rising far faster than incomes, many Americans are relying on massive amounts of debt.

We talked to people overloaded with student loans.

Courtesy: Erik Solecki

Erik Solecki
Student debt: $185,000
Degree: Bachelor's in industrial engineering from Kettering University

Was my college degree worth it? Hell no.

I graduated from one of the top engineering schools in the nation, thinking my starting salary would be between $70,000 and $80,000 a year.

Such a specialized, technical degree is supposed to lead to a great career, so I was willing to take out the debt.

Instead, I was hit with nine months of unemployment after graduating. And now that I finally have a job, I'm making about $15,000 a year less than I had hoped.

Even if I were able to afford the $1,800 payments each month, it will probably take me 30 years to pay off my student loans.

I engineer high-end autos. Ironically, I'll probably never be able to afford one.

Courtesy: Saniquah Robinson

Saniquah Robinson

Student debt: $82,000
Degrees: Master's in Health Science from Chatham University; Bachelor's in psychology from Temple University

After holding my Master's for three years, I'm still fighting to find a Master's level position.

I have been seeking employment in the medical field and after about a hundred interviews, I'm left doing contract work for $19 an hour.

I once believed that part of the American Dream was to earn a college education and this would ensure a great career and financial freedom. Unfortunately I am losing hope.

I'm a mother of three, and my husband and I have been turned down from purchasing a home due to our income-to-debt ratio.

I don't want people to think they shouldn't go to college -- it definitely gives you a great foundation to start your career. But it's very important that when you do, you know exactly what you want to study and you're knowledgeable about debt.

Courtesy: Shane Dixon

Shane Dixon

Student debt: $72,800
Degrees: Master's in public health from University of South Carolina; Bachelor's in biology from Clemson University

In my early years after high school, I wavered between trade school and college, but eventually opted for college and earned a Bachelor's in biology.

I quickly found work, but at an abysmal wage of $7.25 per hour, which did not even allow me to live on my own.

After an exasperating year at that wage, I decided to go back to school and I graduated in 2004 with a Master's in Public Health, thinking I was on the road to recovery.

During that time, I had been married, had a child, gotten divorced, and ended up raising my son on my own. I took a low paying government job in Southern Florida, and because I couldn't even make the minimum payments on my debt, I took forbearance after forbearance.

I have had a good life, but now at age 37, the weariness of carrying this financial burden frustrates me to no end.

My son is nine years old now and will want to attend college when he graduates high school. But what will I tell him? First I have to decide if the college degree is worth the debt. I hope by the time he is making his decision, I will have figured it out.

Courtesy: Michelle Shipley

Michelle Shipley

Student debt: $140,000
Degree: Bachelor's in political science and international development from Tulane University

Like many, I had no idea what money meant when I was 17. My family is not wealthy. I simply didn't have the information or knowledge to know what it would be like now.

I had to pay for college on my own and took out loans for everything - rent, food, books, tuition, etc.

Then, during my sophomore year, I lost everything to Hurricane Katrina. I finished my degree, but continued to take loans to make it possible.

I'm now working at a non-profit and I love it -- but I don't make much. I've been able to put off the payments through forbearance, but I know the $1,400 a month bills are coming soon. Not to mention, I've also racked up about $7,000 in credit card debt.

My debt is a life-swallowing, all-consuming, hole in my life. No college degree is worth

quote:

Op maandag 27 juni 2011 21:49 schreef Habork het volgende:
Waarschijnlijk is dit wel een heel extreem geval. Voordat hij dit heeft terug betaald kan hij nog net wat bij elkaar sprokkelen voor zijn pensioen en dan is het voorbij.

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Op maandag 27 juni 2011 21:58 schreef Hans_van_Baalen het volgende:
Kan je jezelf dan niet beter failliet laten verklaren oid?

quote:

Op maandag 27 juni 2011 22:03 schreef JohnSpek het volgende:

[..]

Er zijn zat mensen die 50k+ schuld staan in Amerika, vooral Graduate school (Law of Medicine bv) is daar zo ontiegelijk duur.
Het komt niet omdat ze niks uitvoeren, vaak werken ze er ook nog bij.
Reden die ik voornamelijk hoorde is dat het in Amerika zo is dat als je niet aan een top school (ivy league) rechten studeert, je simpelweg geen baan krijgt omdat er zo'n overvloed aan mensen is in Amerika.

quote:

Op maandag 27 juni 2011 23:09 schreef Springstof het volgende:
In Nederland kan het ook aardig uit de hand lopen:

"Het aantal studenten met een schuld boven de 70.000 ligt momenteel op 1474, waarvan 43 een schuld van boven de 100.000 euro moeten betalen"